Terms of Service

By accessing or using our website located at pagedium.com (and all associated sites linked to it) and services (collectively, “PAGEDIUM” or the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not access or use the Service. PAGEDIUM is owned and operated by PAGEDIUM LLC (“us,” “we,” or “our”).

PLEASE NOTE THAT THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER BETWEEN YOU AND PAGEDIUM (“ARBITRATION AGREEMENT”). UNLESS YOU OPT OUT OF THE AGREEMENT TO ARBITRATE WITHIN 30 DAYS, YOU AND PAGEDIUM AGREE TO RESOLVE ALL DISPUTES EXCLUSIVELY THROUGH FINAL AND BINDING ARBITRATION AND NOT IN COURT, EXCEPT AS SPECIFIED IN SECTION 12 BELOW.

1. Updates to Terms

We may update or modify these Terms at any time in our sole discretion. When we do, we will update the “Last Updated” date above. Your continued use of the Service after any changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.

2. Updates to PAGEDIUM

We may modify, suspend, or discontinue any part of the Service, including features, functionality, or availability, at any time with or without notice. We are not liable for any modification, suspension, or discontinuation of the Service, including any impact on paid or unpaid features or your ability to access or use the Service.

3. Ownership of Information; License to Use PAGEDIUM; Redistribution

Unless otherwise noted, all rights, title, and interest in PAGEDIUM and all information made available through it are the exclusive property of PAGEDIUM LLC, its affiliates, or its data providers.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. This includes the ability to create, manage, and use alerts, automations, and integrations made available through the Service.

You may use the tools and features provided by PAGEDIUM to support your own workflows, including automated processes you configure. However, you may not reproduce, redistribute, resell, sublicense, or otherwise exploit the Service, its content, or underlying data for commercial resale, data extraction, or competitive purposes without prior written consent.

You may not copy, modify, reverse engineer, decompile, or create derivative works based on the Service, except as expressly permitted under applicable law. We reserve all rights not expressly granted in these Terms.

4. Third Parties

PAGEDIUM may include links to third-party websites, services, exchanges, brokers, data providers, or integrations. We do not control, endorse, or guarantee any third-party services, and your use of them is at your own risk. Any dealings, transactions, account connections, or communications with third parties are solely between you and the applicable third party.

PAGEDIUM is not responsible for the availability, accuracy, security, policies, actions, or failures of any third-party service, including any exchange, broker, data provider, payment processor, or integration connected to or used with the Service.

5. Disclaimer of Warranties

PAGEDIUM and all features, content, data, alerts, automations, integrations, and services are provided “AS IS” and “AS AVAILABLE.” We make no warranties, express or implied, regarding accuracy, reliability, availability, timeliness, completeness, uninterrupted service, or error-free operation. You assume all risk from your access to and use of the Service.

6. Disclaimer Regarding Investment Decisions and Trading

Decisions to buy, sell, hold, or trade securities, cryptocurrencies, foreign exchange, or other financial instruments involve risk. PAGEDIUM is not a financial advisor, broker-dealer, exchange, investment adviser, or trading adviser. The Service is provided for informational, analytical, automation, and workflow purposes only and does not constitute financial, investment, legal, tax, or trading advice.

You are solely responsible for your trading decisions, account connections, alerts, automations, orders, and any actions taken through exchanges, brokers, or third-party services connected to your account. You should consult a qualified professional before making any financial or trading decisions.

7. Market Data, Alerts, and Automations

PAGEDIUM may process and analyze market data, public filings, insider trading reports, congressional trading disclosures, price movements, percentage changes, and other financial or market-related information to provide alerts, notifications, automations, and related features. Such information may be delayed, incomplete, inaccurate, or unavailable at times, and we do not guarantee the accuracy, completeness, timeliness, or availability of any data, alert, notification, automation, or related output.

Alerts, notifications, and automations are based on criteria, settings, and instructions you configure. PAGEDIUM does not provide trading models, backtesting results, hypothetical performance results, or predictions of future performance. You are solely responsible for reviewing and managing your alerts, automations, connected accounts, and any actions taken based on your settings or instructions.

8. Access and Security

You are responsible for maintaining the confidentiality and security of your account credentials, including your email address, password, API keys, exchange or broker connections, and any other access credentials used with the Service. You are fully responsible for all activities, alerts, automations, orders, instructions, and actions that occur through your account or connected services.

You agree to immediately notify PAGEDIUM of any unauthorized access to your account, unauthorized use of your credentials, or any other breach of security. PAGEDIUM will not be liable for any loss or damage arising from your failure to maintain the security of your account, credentials, connected accounts, or devices.

9. Subscriptions

We offer a Free plan as well as optional paid subscription plans (“Subscriptions”). When you create an account, you are automatically enrolled in the Free plan, which provides limited access to the Service. Paid Subscriptions provide access to additional features and capabilities.

1. Billing. Subscriptions are billed in advance on a recurring basis (monthly or yearly, depending on the plan selected). By purchasing a Subscription, you authorize us to charge the applicable fees to your chosen payment method.
2. Auto-Renewal. Subscriptions automatically renew at the end of each billing cycle unless canceled prior to the renewal date.
3. Plan Changes. You may upgrade or downgrade your Subscription at any time. Changes may take effect immediately or at the end of your current billing period, depending on the nature of the change.
4. Cancellation. You may cancel your Subscription at any time. Upon cancellation, your Subscription will remain active until the end of the current billing period, after which it will revert to the Free plan.
5. Refunds. Except where required by applicable law, all payments are non-refundable. We may, at our sole discretion, issue refunds in limited circumstances, such as billing errors or technical issues.
6. Free Plan. The Free plan provides limited access to the Service at no cost. We reserve the right to modify or discontinue the Free plan or its features at any time.
7. Pricing Changes. We may update Subscription pricing from time to time. Any changes will apply to future billing cycles.
8. Failure to Pay. If payment cannot be processed or your account becomes past due, we may suspend or terminate access to paid features.

10. Termination

We may suspend, restrict, or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms, engaged in prohibited conduct, or for any other reason in our sole discretion.

Upon termination, your right to access and use the Service will immediately cease. We may delete or deactivate your account, data, alerts, automations, and any associated information, subject to applicable law.

11. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT PAGEDIUM LLC AND ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, TRADING LOSSES, DATA LOSS, GOODWILL, USE, OR OTHER INTANGIBLE LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM:

• YOUR USE OF OR INABILITY TO USE THE SERVICE;
• ANY ALERTS, NOTIFICATIONS, AUTOMATIONS, OR ACTIONS TAKEN OR NOT TAKEN BASED ON THE SERVICE;
• ANY ORDERS, TRADES, OR TRANSACTIONS EXECUTED THROUGH CONNECTED EXCHANGES, BROKERS, OR THIRD-PARTY SERVICES;
• ANY INTERRUPTION, DELAY, FAILURE, OR INACCURACY IN DATA, ALERTS, OR SERVICE FUNCTIONALITY;
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR ACCOUNT, DATA, OR TRANSMISSIONS;
• ANY THIRD-PARTY SERVICES, INCLUDING EXCHANGES, BROKERS, DATA PROVIDERS, OR INTEGRATIONS;
• OR ANY OTHER MATTER RELATING TO THE SERVICE.